Airbnb and Short-Term Rental Calculator
Run the revenue first, then confirm the address is permitted to rent that way at all.
What This Calculator Does
Average daily rate multiplied by occupancy gives projected annual revenue, and from that the calculator deducts what a short-term rental genuinely costs to operate — cleaning, platform fees, furnishings, utilities, management, lodging taxes — to show net income and how it stacks up against renting the same unit annually.
Who Is This For
Created for investors weighing short-term against annual rental income, owners of Miami condos testing the math before furnishing, and buyers who need to know whether a listing's advertised Airbnb income survives contact with the building's rules.
How It Works
Enter the average nightly rate and occupancy you expect, or begin from market benchmarks and adjust. Add cleaning, management, and furnishing costs, then set the net result against the long-term rent the same property would command.
Frequently Asked Questions
Which occupancy and nightly rate should I model?
Use the specific building and unit type wherever possible. As a market-level reference, AirDNA data for Miami in 2026 puts occupancy near 56% and the average daily rate near $277. Your own figures will move with location, view, bedroom count, and how actively the listing is managed.
Is short-term renting permitted at my address?
This question decides the deal, and it is answered locally. Municipalities across Miami-Dade regulate short-term rentals differently — some by zoning district, some through a registration requirement, some by outright prohibition in residential areas. Confirm the rule for the exact address before underwriting anything.
What can the condo documents override?
A building's declaration and rules may impose a minimum lease term, as many South Florida associations do, and that term supersedes your business plan no matter what the city permits. Read the condo documents during your inspection period, not after closing.
Which taxes apply to short stays?
Short stays are taxable lodging in Florida: state sales tax plus the county tourist development levy, on top of any local registration or licensing requirement. Platforms collect some of these automatically and not others, so confirm which ones remain yours to handle.
Why is the net so far below gross revenue?
Because a short-term rental operates as a business. Cleaning between stays, platform commission, utilities and internet, furnishing and replacement, higher insurance, and management all come off before any comparison with a long-term lease. Vacancy is real as well — occupancy comfortably under 100% is normal rather than a failure.
Does short-term always beat an annual lease?
No. It wins where the nightly premium clearly outpaces the operating drag and the property is legally allowed to do it. Where the building caps lease terms or the season runs thin, an annual tenant delivers steadier income for far less work.