Real Estate ROI Calculator
Put any investment property to the test and see whether its projected returns truly justify the buy.
What This Calculator Does
Enter the purchase price, anticipated rental income, operating expenses, and your intended holding period, and the calculator resolves your overall ROI — handing you a concrete number to weigh against competing opportunities.
Who Is This For
Built for investors scouting Miami properties, established landlords seeking a sharper read on how their portfolio performs, and anyone considering whether to fold a rental property into their South Florida holdings.
How It Works
Enter the property's purchase price, the monthly rent you realistically expect to bring in, your projected annual expenses, and the length of time you intend to hold the asset. The calculator returns your projected ROI along with an estimated cash flow.
Frequently Asked Questions
What is a good ROI for rental property?
The definition of good bends to the market and to your appetite for risk. Across Miami, an annual ROI of 6-10% is widely seen as a solid outcome for rental properties, with even higher returns within reach in up-and-coming neighborhoods.
What expenses should I include?
Account for property taxes, insurance, a maintenance reserve near 1% of property value, property management fees of 8-10%, a vacancy allowance of 5-8%, and HOA fees wherever they apply.
How do I account for appreciation?
Miami real estate has historically appreciated 3-5% a year, which can meaningfully lift your total return. Weave it into your projections while remembering that appreciation is never a certainty.
Should I consider leverage?
A mortgage can amplify returns through leverage, yet it also elevates risk and tightens your monthly cash flow. Model both a leveraged scenario and an all-cash one before you commit.