Real Estate Calculators
Free tools for buying, financing, selling, investing, and owning real estate in Miami and South Florida.
Mortgage CalculatorEstimate your monthly mortgage payment
Affordability CalculatorFind out how much home you can afford
Rent vs BuyCompare the costs of renting versus buying
ROI CalculatorCalculate your investment return
Price per SqftAnalyze property value by square footage
Break-Even CalculatorFind out when your investment becomes profitable
Cap Rate CalculatorEvaluate investment property profitability
Deal AnalyzerEvaluate real estate investment deals
Closing CostsEstimate your closing costs
Down Payment PlannerPlan how long it will take to save for your down payment
Home Sale ProceedsEstimate your net proceeds from selling your home
FL Seller Closing CostsCalculate Florida-specific seller closing costs
Refinance CalculatorSee what a new rate does to your monthly payment
Cash-Out RefinanceEstimate how much cash you can pull from your equity
Refi Break-EvenFind out when refinancing costs pay for themselves
HELOC & Home EquityCalculate your borrowable equity and payments
Payoff & AmortizationSee your payoff schedule and what extra payments save
PMI RemovalFind out when you can stop paying mortgage insurance
Florida Property TaxEstimate your real tax bill after the purchase resets it
Condo Cost & AssessmentsTrue monthly cost with HOA dues and special assessments
Florida Home InsuranceEstimate homeowners and flood insurance for your county
FIRPTA WithholdingForeign seller withholding at closing, by price and use
Preconstruction DepositsMap your deposit schedule and cash needed by milestone
Relocation SavingsWhat moving to no-income-tax Florida frees up for housing
DSCR CalculatorWill the property's own income qualify for the loan
Airbnb / Short-Term RentalProject STR revenue and compare it to a long-term lease
1031 ExchangeDefer capital gains by exchanging into a new property
Fix & FlipProfit, ROI, and the 70%-rule maximum offer
BRRRR CalculatorBuy, rehab, rent, refinance — how much cash comes back out
ARM vs FixedCompare an adjustable-rate loan to a fixed one, worst case included
2-1 BuydownTemporary rate buydowns and what they cost vs a price cut
Debt-to-IncomeYour front-end and back-end DTI the way lenders compute it
Max Loan AmountWhat a payment and an LTV ceiling let you borrow
Mortgage PointsDo discount points pay off before you move or refinance
Loan ComparisonTwo offers side by side: payment, lifetime cost, break-even
Home Sale Capital GainsTaxable gain after the Section 121 exclusion
Florida Doc StampsDeed and mortgage documentary stamps plus intangible tax
Bridge LoanBuy before you sell: carry cost of a bridge loan
CDD FeesWhat community development district fees add per month