Home Sale Proceeds Calculator
See the number you actually walk away with after every selling cost.
What This Calculator Does
Deducts your remaining mortgage balance, agent commission, closing costs, and preparation expenses from an expected sale price to estimate net proceeds.
Who Is This For
Owners deciding whether the timing is right to sell, sellers planning their next purchase around expected proceeds, and anyone who wants a full accounting before listing.
How It Works
Enter your expected sale price, remaining mortgage balance, mortgage interest rate and expected months on market, estimated repair and preparation costs, closing cost percentages, and moving costs to see your projected net proceeds.
Frequently Asked Questions
What are typical seller costs?
Seller costs commonly include agent commission, closing costs, and a smaller allowance for repairs, staging, and negotiated concessions; ask your agent for a written net-proceeds estimate specific to your sale.
Is agent commission negotiable?
Commission structures are negotiable and are set by agreement between the seller and the listing agent rather than fixed by rule; buyer-agent compensation is negotiated separately under current industry practice.
What are seller concessions?
Concessions are credits a seller agrees to give a buyer, often to offset closing costs or fund specific repairs; they are common in buyer-favorable negotiations.
How accurate is this estimate?
The calculator provides a working estimate based on the figures you enter; your actual net proceeds will depend on the final negotiated price and the specifics of your transaction, so confirm final numbers with your agent and closing agent.