Florida Seller Closing Cost Calculator
See a Florida-specific breakdown of seller costs before you list.
What This Calculator Does
Uses a sale price to tally Florida-specific seller costs, including documentary stamp tax, title insurance, agent commission, and standard administrative fees, with adjustments for Miami-Dade County.
Who Is This For
Florida sellers estimating net proceeds before signing a listing agreement, Miami-Dade owners affected by the county surtax, and agents preparing seller net sheets.
How It Works
Enter the sale price and commission percentage, then use the toggles for title insurance responsibility, Miami-Dade County location, and property type to see the total estimate.
Frequently Asked Questions
What is the Florida documentary stamp tax?
Florida charges a documentary stamp tax on the deed based on sale price, with Miami-Dade County applying its own rate structure that differs for single-family homes versus other property types.
Who typically pays title insurance in Florida?
Practice varies by county, and payment responsibility is technically negotiable; confirm the local custom and the specific terms in your contract rather than assuming a single statewide rule.
Why do Miami-Dade rates differ from the rest of Florida?
Miami-Dade applies its own documentary stamp rate structure, including a surtax on property other than single-family homes, which is why the same sale price can produce different totals depending on property type and county.
What fees are fixed versus percentage-based?
Commission and documentary stamp tax scale with sale price, while title insurance follows a tiered schedule; some administrative fees, like estoppel letters, are flat amounts that do not change with price.