Florida Documentary Stamp Tax Calculator
See how a Florida closing's transfer taxes are estimated, line by line.
What This Calculator Does
Calculates documentary stamp tax due on the deed and the promissory note, adds the nonrecurring intangible tax on the mortgage and the county surtax where it applies, and splits the total by which party customarily pays each line.
Who Is This For
Buyers and sellers budgeting closing costs, investors modeling the transfer taxes on a purchase, and anyone who wants to understand how a documentary stamp figure on a closing statement was calculated.
How It Works
Enter the sale price and mortgage amount, and indicate the county and property type, to see the deed stamps, the note stamps and the intangible tax along with a total for each party.
Frequently Asked Questions
How is the deed stamp tax calculated?
Florida applies a statewide documentary stamp tax rate on the deed based on sale price, with certain counties applying a different rate structure and an additional surtax for property other than single-family homes.
When does a county surtax apply?
Where applicable, a county surtax applies to transfers of property other than a single-family residence, which is why the same sale price can produce different totals depending on property type.
Is there a separate tax on the mortgage note?
Yes — a documentary stamp tax applies to the promissory note itself, calculated on the loan amount rather than the sale price, so an all-cash purchase does not incur this charge.
Who customarily pays which line?
Local custom often assigns deed stamps to the seller and note-related taxes to the buyer, but custom is not law and varies by county, so confirm the allocation in the purchase agreement rather than assuming a single rule.